Top Steps to Review and Secure Your Online Accounts

In today's digital world, securing your online accounts is more important than ever. With cyber threats on the rise, taking proactive steps to protect your data can prevent identity theft, fraud, and unauthorized access.

The association I belong to is committed to ongoing education and this subject is truly one that you should pay attention to for yourself, your family, your business and with your customers.

Follow these essential steps to review and secure your online accounts effectively.

Step 1: Conduct an Account Audit

Before you can secure your online presence, you need to know what accounts you have.

• Make a list of all your online accounts, including email, social media, banking, and shopping platforms.
• Delete or deactivate accounts you no longer use to minimize your digital footprint.
• Use a password manager to help track and organize your accounts securely.

Step 2: Strengthen Your Passwords

Weak passwords are the easiest way for hackers to access your accounts. Strengthen your credentials with these best practices:

• Use a unique, complex password for each account.
• Ensure passwords are at least 18-26 characters long and include uppercase, lowercase, numbers, and symbols.
• Avoid using easily guessed information, such as names or birthdays.
• Use a reputable password manager to generate and store passwords securely.

Step 3: Enable Two-Factor Authentication (2FA)

Two-factor authentication (2FA) adds an extra layer of security beyond just a password.

• Enable 2FA for critical accounts such as email, banking, and social media.
• Use authentication apps like Google Authenticator or Authy instead of SMS for better security.
• Ensure backup methods are in place in case you lose access to your primary device.

Step 4: Review Account Permissions & Connected Apps

Many apps and websites request access to your accounts, sometimes collecting more data than necessary.

• Check third-party apps connected to your accounts and revoke access to any unnecessary ones.
• Regularly review app permissions on social media, email, and cloud storage.
• Avoid granting full access to apps unless absolutely necessary.

Step 5: Monitor for Data Breaches

Hackers frequently target large platforms, making it essential to stay informed about breaches.

• Use services like Have I Been Pwned to check if your accounts have been compromised.
• Set up alerts for suspicious activity on financial and email accounts.
• If your credentials are exposed, change your password immediately and enable 2FA.

Step 6: Update Privacy & Security Settings

Many platforms have privacy and security settings that can enhance your account protection.

• Adjust privacy settings on social media to limit public access to your personal data.
• Enable login alerts to receive notifications of any unusual activity.
• Opt-out of data-sharing features where possible to reduce exposure.

Step 7: Secure Your Email Account

Your email is the gateway to most of your online accounts, making it a prime target for hackers.

• Use a separate, secure email address for sensitive accounts (e.g., banking and investments).
• Enable 2FA and use a strong password for your email account.
• Be cautious of phishing emails and avoid clicking on suspicious links.

Step 8: Keep Your Devices & Software Updated

Outdated software can have vulnerabilities that cybercriminals exploit.

• Regularly update your operating system, apps, and antivirus software.
• Remove unused apps and browser extensions that may pose security risks.
• Enable automatic updates whenever possible.

Step 9: Use a VPN for Secure Browsing

A Virtual Private Network (VPN) encrypts your internet connection and enhances privacy.

• Use a VPN when accessing public Wi-Fi to prevent data interception.
• Choose a reputable VPN provider that doesn’t log your data.
• Avoid free VPNs, as they may sell user data to third parties.

Step 10: Establish Regular Security Reviews

Cyber threats are constantly evolving, so regular reviews are essential.

• Schedule security audits every 3-6 months to check passwords, permissions, and settings.
• Stay informed about the latest cybersecurity threats and best practices.
• Educate family members and colleagues about online security to create a safer digital environment.

Final Thoughts

Taking the time to review and secure your online accounts is a small investment that can prevent major security breaches. By taking these steps, you can significantly reduce the risk of unauthorized access and ensure your personal information remains protected. Stay vigilant, stay informed, and stay secure!